• Google Plus
  • Facebook
  • Twitter

Former Traffic Court Judge Serving New York and New Jersey

Call right now: 212-691-0175

Former Traffic Court Judge

Begin a free consultation

New York DUI costs more in auto insurance than any other big city

A drunk driving conviction anywhere typically means temporarily losing driving privileges, having to pay a fine and even facing time in jail. Motorists will also see a spike in their auto insurance premiums as a direct result of the DUI. A new study has found that in New York City, that increase is actually more expensive than in anywhere else in the country.

NerdWallet conducted a study that reviewed how much auto insurance premiums increase following a DUI conviction. Researchers surveyed 20 large cities and found that New York City tops the list when it comes to the average dollar increase, with premiums raising $1,837.42. The city also holds the second largest percentage change in premium at 80.4 percent. San Francisco had the biggest percentage change at 149.2 percent.

Clearly, the study shows that the change in insurance premiums largely depends on where the motorist lives. According to the chief actuary for the Insurance Information Institute, providers base those rates on actual experiences in those cities, the makes and models of the vehicles and the cost of repairs. In many cases, traffic density will play a role. The more likely a drunk driver is to hit another driver or pedestrian, the more expensive that accident could be. 

There are state regulations that govern drunk driving incidents, which can be a determining factor on insurance rates. NerdWallet points out that motorists have the option of shopping around for a better price. Additionally, anyone who is facing a DUI charge should consult with an attorney.

Source: NerdWallet, “DUI Damage to Your Auto Insurance Quote Varies by Location,” Aubrey Cohen, April 4, 2015

No Comments

Leave a comment
Comment Information

Pulled Over? Arrested? Tell Us What Happened.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

New York Office 295 Madison Avenue, Floor 12 New York, NY 10017 Phone: 212-691-0175 Fax: 347-943-4353 New York Law Office Map

Mahwah Office 9 Watch Hill Road Mahwah, NJ 07430 Map & Directions