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Insurance
Reduction
Q. After completing the PIRP
course, how do I receive the insurance reduction?
A.
The course sponsor will mail you a completion
certificate shortly after you complete the course.
If you present your certificate to your insurance
company or agent within 90 days after course completion,
your liability and collision premium reduction will begin
immediately, retroactive to the date you completed the
course. If you
present your certificate after 90 days after course
completion, the insurer may issue the premium discount
effective from the date presented.
If
you do not receive your certificate within eight weeks after
completion, immediately contact the program sponsor.
You may take the course only once every 36 months for
insurance reduction benefits.
Q.
Will the PIRP course prevent my insurance company
from raising my premiums.
A.
No. Insurance
reduction does not prevent general premium increases, or
premium increases due to violations or accidents.
It provides a 10% reduction for three years, from the
base rate of your current liability, no-fault and collision
premiums.
Q.
What if more than one person named on a policy
completes the PIRP course?
A.
The insurance premium reduction applies to all motor
vehicles principally operated by the motorist who completes
the course. The
discount can be applied to only one driver for each covered
vehicle.
Q.
If I complete a DMV approved motorcycle
safety/accident prevention course, does the insurance
reduction benefit extend to my automobile coverage?
A.
Yes. The
reduction applies to the liability and collision insurance
premiums for both your motorcycle and automobile.
Q.
Will youthful operators and drivers participating in
assigned risk pool receive the insurance premium discount?
A.
Check with your insurance company or agent to find
out if both discounts will be given at the same time.
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